Most clients see meaningful results within 4–6 months. The exact timeline depends on the number and type of items being disputed, and how the bureaus and creditors respond.
Our clients average a 60–100 point gain in as little as 4–6 months. Individual results vary because every credit profile is different.
Yes. The Credit Repair Organizations Act (CROA) and the Fair Credit Reporting Act (FCRA) give you the right to dispute inaccurate, unverified, or unfair information on your credit report. We help you exercise those rights.
We back our work with a written money-back guarantee: give us 180 days, and if we don't delete a single account, we'll refund $199 of the First Work Fee.
Yes. You have a 5-day right of rescission after enrollment, and you may cancel your credit restoration services at any time.
You absolutely can. Bureaus are required to investigate consumer-initiated disputes free of charge. We offer a DIY Credit Course for clients who prefer to handle it themselves.
Disclosure text placeholder — paste the original NACSO Consumer Net Impression Disclosure from the live site here.
Disclosure text placeholder — paste the original Consumer Credit File notice (CROA) from the live site here.